The Dickerson & Smith Law GroupThe Dickerson & Smith Law Group2024-03-15T19:37:18Zhttps://www.daviddickerson.com/feed/atom/WordPress/wp-content/uploads/sites/1103581/2024/01/cropped-DS-site-icon-32x32.pngOn Behalf of The Dickerson & Smith Law Grouphttps://www.daviddickerson.com/?p=525342024-03-12T19:38:23Z2024-03-15T19:37:18ZReviewing the penalties
Unfortunately, some young individuals make the mistake of getting behind the wheel after drinking alcohol. The Department of Motor Vehicles states that in Virginia, drivers under 21 can face charges if their blood alcohol content level is .02 or greater. Young drivers are often unaware of the severe ramifications of charges due to driving with a minute amount of alcohol in their system. They may face a range of penalties, including fines, license suspension, community service and even jail time.
These consequences can have immediate and long-term effects on their future prospects. For starters, a case can severely limit educational and employment opportunities. Many colleges and universities, as well as employers, conduct background checks. Drunk driving charges can raise red flags and hinder one's chances of becoming accepted or hired. Furthermore, a drunk driving case can also impact a young person's ability to secure scholarships, loans or financial aid for higher education.
Other consequences
Underage drunk driving charges may lead to increased insurance premiums or even the loss of coverage. This can make it difficult to afford a car or maintain financial independence. Additionally, these allegations can tarnish one's reputation within their community, affecting personal relationships and social standing. Beyond the legal and financial implications, underage drunk driving charges can also take a toll on a young person's mental and emotional well-being.
It is very important for young individuals to make responsible choices and carefully review the details of their case if drunk driving charges arise.]]>On Behalf of The Dickerson & Smith Law Grouphttps://www.daviddickerson.com/?p=525122024-03-01T19:49:51Z2024-03-01T19:49:51ZTip 1. Recognize and acknowledge bad habits
The first step in changing any behavior is identifying and accepting it. Dangerous driving tendencies include speeding and not using turn signals. Once motorists come to terms with their habits, they may take action to address the problem.
Tip 2. Understand the consequences
Knowing how unwise driving habits contribute to the prevalence of roadside tragedies can motivate change. Speeding, for example, increases the chances of accidents and the severity of injuries. Distracted driving leads to missing road signs or failing to notice pedestrians. Remembering the potential outcomes of wrecks should encourage drivers to adopt safer practices.
Tip 3. Set realistic goals
Breaking a habit doesn't happen overnight. It requires reasonable and achievable expectations. If a driver tends to have a lead foot, a target might be to stay within a particular threshold above the speed limit. For technology addicts, the ambition could be to put the phone in "Do Not Disturb" mode whenever on the road. Small, manageable steps can lead to significant improvements over time.
Tip 4. Put technology to good use
Electronic gadgets can be distracting, yet they also boast excellent tools for improving driving habits. Specialized apps track driving performance, including speed and sudden stops. These programs provide feedback that helps drivers become more aware of their tendencies so they can make beneficial changes.
Old habits die hard, but one can alter them for the better with a conscious effort. These suggestions should be enough to get drivers, even those seriously stuck in their ways, to become more responsible.]]>On Behalf of The Dickerson & Smith Law Grouphttps://www.daviddickerson.com/?p=525222024-02-27T23:24:35Z2024-02-27T23:24:35ZExpedited processing for specific medical conditions
The Social Security Administration (SSA) maintains a list of 226 medical conditions eligible for fast-tracking of Social Security Disability Insurance applications. In addition to those medical conditions, applicants can shorten their wait time if they are United States military veterans or face extenuating circumstances.
Expedited processing occurs under two SSA programs: Compassionate Allowances and Quick Disability Determination. The SSA automatically flags certain applications that fit the profile for fast-track processing. About 7.5% or 175,000 applications qualify annually for expedited processing. However, disability experts indicate that you should consider listing the reason for the expedited processing of your applications to increase your chances.
Several terminal conditions, like stage IV cancers, amyotrophic lateral sclerosis (ALS) or if an applicant is receiving in-home hospice care, can qualify for TERI, SSA's term for conditions expected to result in death. Contact the SSA directly through a phone call or a "dire need" letter to expedite processing if you face problems such as eviction or foreclosure. Wounded warrior military members are also fast-tracked under specific circumstances.
Seeking help for your application
Applications for SSDI and Supplemental Security Income (SSI), a program providing income for low-income disabled individuals, have exacting requirements, so you should consider seeking professional help to ensure you have included all necessary information and documentation. Many applications are initially denied and must go through an appeal. Professional help can also help determine why your application may be stuck in the system.
Another way to speed up your chances of getting SSDI is to contact your Congressional representative. Contact your senator's or House member's office and speak with a staffer who can work on your behalf by inquiring about your claim and determining whether it qualifies for expedited processing.]]>On Behalf of The Dickerson & Smith Law Grouphttps://www.daviddickerson.com/?p=525132024-02-16T23:23:44Z2024-02-16T23:23:44ZThe government does not impose a minimum debt requirement
Fortunately, the government does not set a predetermined number for how much you must be in debt before you can file for bankruptcy. Each person’s circumstances are unique, and the primary qualifying factor revolves around whether you can repay your debts within a reasonable amount of time.
At the same time, trying to file for bankruptcy for only a few thousand dollars in debt may not be the optimal course. The reason is it takes years to fully recover from this process. With smaller debt loads, you might be able to manage it in the same or less amount of time with other forms of restructuring, a new job or other forms of assistance.
For those reasons, various financial professionals recommend that bankruptcy may not be a good option until a person has at least $10,000 in dischargeable debt. However, this is not a rule, and each person has to determine which option suits their circumstances.
Chapter 13 filings have a maximum debt amount
Chapter 7 and Chapter 13 bankruptcy offer different approaches to managing debt. Chapter 7 requires selling most of your assets to pay off creditors. This process is typically quicker, usually lasting some months, and is available to individuals with limited income or assets.
On the other hand, Chapter 13 is "reorganization bankruptcy" and involves creating a repayment plan to pay off debts over three to five years. This chapter allows individuals to keep their assets and catch up on missed payments, like mortgages or car loans.
Chapter 13 is suitable for those with a regular income who can afford to make monthly payments but need assistance restructuring their debt. However, to qualify for this plan, your total debts must be less than $2,750,000.
While there is no minimum debt limit for bankruptcy, you still need to understand your financial situation and goals to determine whether it is the right option. If your debts prevent you from covering life’s necessities, bankruptcy can help you get a fresh start.]]>On Behalf of The Dickerson & Smith Law Grouphttps://www.daviddickerson.com/?p=525142024-02-02T21:26:49Z2024-02-02T21:26:49ZCommon electrical risks
One of the primary causes of electrical accidents is the failure to identify and address electrical hazards. In many cases, workers lack training to recognize these hazards and handle electrical equipment safely. In fact, the Occupational Safety and Health Administration states that even normal wear and tear of equipment can lead to electrical accidents.
Construction projects often involve working close to overhead power lines. Failure to maintain a safe distance from these lines or to use proper insulation and protective equipment can have devastating consequences. Inadequate grounding of electrical equipment and faulty wiring also cause accidents. When equipment is not properly grounded, it can create an electrical imbalance and increase the risk of electric shock or fire. Similarly, faulty wiring can cause short circuits and electrical fires.
Preventing electrical accidents
To protect construction workers, employers must ensure that workers receive comprehensive training on electrical safety procedures. This includes knowing how to identify hazards, use protective equipment and respond to emergencies. Regular inspections of electrical equipment and wiring can help identify any defects or potential hazards. Workers should know how to respond to electrocution or electrical fires and the location of emergency exits and fire extinguishers.
By prioritizing electrical safety and implementing preventive measures, construction companies can reduce the risk of electrical accidents. It is necessary for employers, supervisors and workers to work together to create a safe and hazard-free work environment. When it comes to electrical safety, prevention is key.]]>On Behalf of The Dickerson & Smith Law Grouphttps://www.daviddickerson.com/?p=525152024-01-23T16:59:29Z2024-01-23T16:59:29ZSpeeding
Excessive speed is a leading cause of motorcycle accidents. Motorcyclists who surpass speed limits not only reduce their reaction time but also increase the severity of collisions. Riding at a controlled speed helps avoid accidents and minimize their impact.
Distracted driving
Distracted driving poses a significant risk for motorcyclists. Drivers who engage in activities such as texting, talking on the phone, or adjusting the radio while behind the wheel divert their attention from the road. This distraction can lead to collisions with motorcycles, often resulting in devastating outcomes.
Lane splitting
Motorcycle riders occasionally engage in lane splitting, maneuvering between lanes of slow-moving or stopped traffic. While it is legal in some places, it can be dangerous. Misjudging the available space or the speed of surrounding vehicles can result in accidents. Awareness and caution are important when lane splitting.
Riding under the influence
Operating a motorcycle while under the influence of alcohol or drugs significantly increases the risk of accidents. Impaired judgment and slowed reaction times make it challenging for riders to navigate traffic safely. Responsible decision-making is necessary to prevent accidents related to substance abuse.
Inexperienced riders
Inexperience is a common factor in motorcycle accidents, especially among newer riders. Lack of familiarity with handling a bike, understanding road dynamics and reacting to unexpected situations can contribute to collisions. Seeking proper training and a license is vital for rider safety.
Poor weather conditions
Adverse weather conditions, such as rain, snow or strong winds, create challenging riding environments. Reduced visibility and slippery roads increase the likelihood of accidents. Motorcyclists should exercise caution and adjust their riding style according to weather conditions.
Awareness, adherence to traffic rules, and responsible riding behaviors help prevent motorcycle accidents and ensure the well-being of everyone on the road.]]>On Behalf of The Dickerson & Smith Law Grouphttps://www.daviddickerson.com/?p=525162024-01-06T04:41:51Z2024-01-06T04:41:51ZDocument the scene
Immediately after the accident, record the wreckage in photos and videos. Capture the position of vehicles, road conditions, traffic signals and physical damage. These visual records will serve as valuable tools that can explain the crash.
Collect witness statements
Eyewitness accounts may provide perspectives on the events leading up to the mishap. Take down the contact information of any individuals willing to share their observations. Their words are bound to help corroborate your version of the incident.
Obtain police reports
In many cases, law enforcement officers arrive at the scene. Their reports typically include details about the different parties, statements from bystanders and the official assessment of fault. This document should carry significant weight in establishing who is to blame.
Secure camera footage
North America uses the most CCTVs on the planet, boasting a global market share of 28.5%. Therefore, the odds are high that the accident occurred in an area with surveillance cameras. Should this be the case, there is likely to be footage that shows the moment of impact. This visual presentation will provide an unbiased account of the collision.
Proving someone else is responsible for an automotive mishap requires meticulous documentation and delivery of evidence. The goal is to establish an unimpeachable narrative supported by tangible proof so that the right person faces justice.]]>On Behalf of The Dickerson & Smith Law Grouphttps://www.daviddickerson.com/?p=519972023-12-28T04:57:11Z2023-12-28T04:57:11ZTimeframe for a lawsuit
How long a trucking accident case lasts will vary depending on the circumstances. In general, most cases tend to go on for several months if not an entire year. In certain cases, it can take more than a year for the entire process to complete if it goes to trial.
Truck lawsuit length factors
Factors that play into how long it will last include:
how many people were involved in the accident
whether or not a trucking company or other business is involved
who's at fault for the accidents
the severity of the injuries that were incurred
how willing the other side is to settle or to take part in the legal process
the insurance used by the different parties
There is a lot that can determine how the timeline of motor vehicle lawsuits proceeds. One of the biggest factors is whether or not the other side wants to settle. If you are suing a company, the chances of settling may be higher. Businesses don't like the bad press that tends to come out of long lawsuits and probably want to avoid the discovery phase of a lawsuit.
Individuals, however, may be more willing to take the case to court and fight it out in front of a judge and jury. In that case, expect a very lengthy process. If you win, it may also be a long time before payment is received.]]>On Behalf of The Dickerson & Smith Law Grouphttps://www.daviddickerson.com/?p=519942023-12-22T14:07:32Z2023-12-22T14:07:32ZPotential chemical irritants
The following chemicals may be dangerous to human health, but because they’re often used in shipyards, workers will have many opportunities to expose themselves to these irritants:
Solvents: Shipyards commonly use solvents to clean and degrease surfaces. They include chemicals like trichloroethylene (TCE), tetrachloroethylene (PCE), and methylene chloride. These chemicals can cause skin irritation, rashes, and other skin disorders. Likelihood of exposure: High
Cleaning agents: Shipyard workers often expose themselves to a variety of cleaning agents, including detergents, soaps, and disinfectants, which can also cause skin irritation and other disorders. Likelihood of exposure: Moderate to High
Paints and coatings: Ships use specialized paints that can weather seawater and the elements. But these paints also have solvents, heavy metals, and other harmful chemicals that can trigger skin irritation, allergies and more. Likelihood of exposure: Moderate to High
Adhesives: Marine adhesives are vital in helping bond and seal hulls, hatches, and other structural components. They also contain solvents such as epoxy and polyurethane, which are known skin irritants. Likelihood of exposure: Moderate to High
Fuel and oil: Skin exposure to crude oil and its derivatives can cause skin to redden and swell. It can also cause a burning sensation. The effects get worse if the person exposes the affected skin to sunlight. Likelihood of exposure: Moderate to High
Welding rods and fluxes: Shipyard workers performing cutting and welding expose themselves to heavy metals like lead and chromium, which can cause skin irritation. Likelihood of exposure: High
Chemical exposure is a serious health risk for shipyard workers, and the impact on skin health can be devastating. If you are a shipyard worker who has been injured by chemical exposure, it is essential to seek medical attention immediately and consult with an experienced legal professional. An attorney can help guide you through the workers’ compensation process and defend your right to a claim if your employer or insurer denies it.]]>On Behalf of The Dickerson & Smith Law Grouphttps://www.daviddickerson.com/?p=519922023-12-10T01:53:14Z2023-12-10T01:53:14ZRelief from debt collection
One of the immediate benefits of filing for bankruptcy is the relief from debt collection efforts. Once you file, an automatic stay goes into effect, which stops most creditors from continuing their collection activities. This means no more harassing phone calls, letters or lawsuits related to your debts.
Discharge unmanageable debts
Bankruptcy can lead to the discharge of many types of debts, such as credit card debt, medical bills and personal loans. This means you are no longer legally required to pay these debts, offering you a clean slate. However, it is important to note that certain types of debt, like student loans and child support, are typically not dischargeable in bankruptcy.
Rebuild your credit
Filing for bankruptcy will initially have a negative impact on your credit score. However, it also provides an opportunity to rebuild your credit over time. After bankruptcy, you can start fresh and adopt better financial habits, which can gradually improve your credit score.
Reduce stress and anxiety
You should not underestimate the emotional relief that comes with resolving your debt issues. Bankruptcy can reduce the stress and anxiety associated with overwhelming debt, allowing you to focus on rebuilding your financial life.
In conclusion, filing for personal bankruptcy can sometimes be the best option to improve your financial situation. If you are struggling with debt, consider bankruptcy as a potential path to regain financial stability and peace of mind. Remember, it is important to thoroughly understand the process and its implications on your financial future.]]>