A common misconception about bankruptcy is that it has the power to erase all debt. Permanently. If you choose to file for bankruptcy in Virginia, your understanding of the different types and how each work can help you to make an informed and confident decision....
What bankruptcy exemptions are available in Virginia?
When you file for bankruptcy, you can keep certain types of property. The common myth that you will lose everything you own misleads many people who could benefit from bankruptcy because of uncontrollable debt. Review the assets you can retain if you decide to file...
Prescription drugs may lead to a DWI
When people think of a DWI, they often think about alcohol or illegal drugs. DWIs can also include some prescription medications. While it is possible to operate a vehicle while taking prescription medication, there are circumstances where a person should not do so....
DUI convictions and the ignition interlock system
Losing a driver's license can cause considerable hardship and make it difficult for someone to work, go to school or take care of family matters. However, violating DUI laws often leads to license suspension or revocation. Ignition interlock laws keep people from...
Can you keep your home after bankruptcy?
Many people who struggle with debt worry they may lose their home in a bankruptcy filing. In fact, most filers can keep part or all of their home equity if they can continue to make mortgage payments. Learn more about the homestead exemption that applies when filing...
5 factors that make or break a credit score
An individual’s credit score might be one of the greatest influencers on the ability to obtain an affordable major loan in Virginia, such as a mortgage. The first skill in credit management is an understanding of how the consumer scoring models work. According to...
What is the role of a bankruptcy trustee?
Almost every bankruptcy case involves a bankruptcy trustee. So if you are considering filing for bankruptcy to get out from under debt, you should familiarize yourself with the role a bankruptcy trustee plays in the process, as you will almost certainly deal with a...
How do I apply for SSDI?
Adults who can no longer work because of a physical or mental health condition can apply for Social Security disability insurance. This program assists those with disabilities that will last at least 12 months. Explore the application process before seeking benefits...
Do brain injuries from crashes affect your personality?
Brain Injuries, Explained When Virginia residents get into crashes, injury is sometimes unavoidable. Head injuries in particular are common among crash victims. These injuries vary in impact and severity. Today, we will look at traumatic brain injuries (TBIs). These...
5 steps to take after a car accident
You take a risk every time you hop in a vehicle. Hopefully, you never find yourself needing to know what to do after an accident. But, according to the statistics, it’s likely that you or someone you know might be involved in a car accident. In Virginia, the most...
