When you lose control of your finances, you may start thinking about bankruptcy and whether filing for it might help you find some relief. However, you may also have concerns about how doing so impacts other areas of your life, such as your home. If you own your home,...
How to get back on your feet after bankruptcy
After declaring bankruptcy, you may feel like a big weight is off your shoulders. However, it may also seem like an uphill battle to bounce back and restore your credit. The good news is that there are certain steps you can take to rebuild your credit in a fairly...
What factors influence breath test results?
Law enforcement officers in Virginia and across the U.S. often use roadside breath test devices to measure drivers’ blood alcohol content level. Rather than measure your BAC level through a blood sample, these machines use an exhaled breath sample to determine whether...
Does Chapter 7 bankruptcy erase all of your debt?
A common misconception about bankruptcy is that it has the power to erase all debt. Permanently. If you choose to file for bankruptcy in Virginia, your understanding of the different types and how each work can help you to make an informed and confident decision....
What bankruptcy exemptions are available in Virginia?
When you file for bankruptcy, you can keep certain types of property. The common myth that you will lose everything you own misleads many people who could benefit from bankruptcy because of uncontrollable debt. Review the assets you can retain if you decide to file...
Prescription drugs may lead to a DWI
When people think of a DWI, they often think about alcohol or illegal drugs. DWIs can also include some prescription medications. While it is possible to operate a vehicle while taking prescription medication, there are circumstances where a person should not do so....
DUI convictions and the ignition interlock system
Losing a driver's license can cause considerable hardship and make it difficult for someone to work, go to school or take care of family matters. However, violating DUI laws often leads to license suspension or revocation. Ignition interlock laws keep people from...
Can you keep your home after bankruptcy?
Many people who struggle with debt worry they may lose their home in a bankruptcy filing. In fact, most filers can keep part or all of their home equity if they can continue to make mortgage payments. Learn more about the homestead exemption that applies when filing...
5 factors that make or break a credit score
An individual’s credit score might be one of the greatest influencers on the ability to obtain an affordable major loan in Virginia, such as a mortgage. The first skill in credit management is an understanding of how the consumer scoring models work. According to...
What is the role of a bankruptcy trustee?
Almost every bankruptcy case involves a bankruptcy trustee. So if you are considering filing for bankruptcy to get out from under debt, you should familiarize yourself with the role a bankruptcy trustee plays in the process, as you will almost certainly deal with a...
