If you have been injured on the job, you may receive workers' compensation benefits. One type of injury that is often covered by workers' compensation is a repetitive stress injury. Repetitive stress injuries can occur when you perform the same motion over and over...
Massive debts could leave someone at a financial and mental breaking point. Repeated calls from creditors might fray at the nerves, and civil litigation may loom. Those realizing they cannot pay their obligations or even cover life's necessities could explore options...
Many consumers in Virginia, choose Chapter 7, which is a liquidation bankruptcy, or Chapter 13, which is a repayment plan to remove debt. If consumers choose Chapter 7 bankruptcy, they must pass a means test before they can proceed. Overview of the means test Congress...
A debtor has to decide whether to file for Chapter 7 or Chapter 13 bankruptcy. Base the decision on your type of debt and personal preferences. Filing for Chapter 7 is faster and gives you greater control over your property and assets. The Chapter 13 plan gives you...
Without a reliable means of transportation, getting to work could be challenging. Individuals already suffering from heavy debts and reduced income may plan on filing for bankruptcy, but worries about what happens to their vehicle can contribute to more stress. A...
Getting a home in Virginia means you will need the approval to get a mortgage. The process of financing a new home is just one aspect of the home-buying process. If even one thing goes awry, you may lose your whole deal. Preparing for taking on a mortgage can better...
Excess credit card debt is often a factor in bankruptcy cases. When faced with economic hardship, many people rely on credit cards just to make ends meet. Unfortunately, this only increases their debt due to the high-interest rates offered by many credit card...
Debt is often stressful and may end up becoming overwhelming, especially under certain circumstances such as a medical emergency. If you are unable to pay your monthly bills and are facing debt collectors or the threat of foreclosure, one option to consider is filing...
Unless you count yourself among those who have filed for personal bankruptcy in the past, you may have numerous questions as you navigate the process and figure out the most effective way to regain control over your finances. Many people filing for bankruptcy for the...
Bankruptcy provides Virginia residents with much-needed relief after struggling with finances for a considerable amount of time. However, once bankruptcy is said and done with, petitioners have a new concern, and that is, how can they begin to rebuild their credit?...