Getting a home in Virginia means you will need the approval to get a mortgage. The process of financing a new home is just one aspect of the home-buying process. If even one thing goes awry, you may lose your whole deal. Preparing for taking on a mortgage can better...

Excess credit card debt is often a factor in bankruptcy cases. When faced with economic hardship, many people rely on credit cards just to make ends meet. Unfortunately, this only increases their debt due to the high-interest rates offered by many credit card...

Debt is often stressful and may end up becoming overwhelming, especially under certain circumstances such as a medical emergency. If you are unable to pay your monthly bills and are facing debt collectors or the threat of foreclosure, one option to consider is filing...

Unless you count yourself among those who have filed for personal bankruptcy in the past, you may have numerous questions as you navigate the process and figure out the most effective way to regain control over your finances. Many people filing for bankruptcy for the...

Bankruptcy provides Virginia residents with much-needed relief after struggling with finances for a considerable amount of time. However, once bankruptcy is said and done with, petitioners have a new concern, and that is, how can they begin to rebuild their credit?...

If you reach the point where you feel you need to file bankruptcy in Virginia, you will have to make one final decision about which type to file. While there are many different bankruptcy options, the main two for individuals are Chapter 7 and Chapter 13. They are two...

If you are seeking relief from creditors by means of filing bankruptcy in Virginia Beach, you have two main options: Chapter 7 and Chapter 13. According to the United States Court System, Chapter 13 is also known as a “wage earners” plan and is aimed toward those who...